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Generali Global Assistance Travel Insurance Review 2022 – Forbes Advisor

Here is a comparison of the Generali Global Assistance Standard, Preferred and Premium plans. Travel assistance services are included in all plans.

Comparison of travel insurance plans Generali Global Assistance

Generali Global Assistance Standard Travel Insurance Plan

Generali’s standard travel insurance plan offers pre- and post-departure coverage with adequate limits. Benefits include trip cancellation, trip delay, trip interruption, and luggage and personal items coverage. This plan also provides for medical emergencies and evacuations.

The Standard plan includes $500 per person missed connection coverage for cruise and touring itineraries. This coverage helps if your flight is canceled or delayed by three hours or more due to inclement weather, causing you to miss your cruise or tour departure. If this happens, you may be able to receive a refund for lost activities, as well as meals and lodging during the delay.

You also get accidental death and dismemberment insurance of $50,000 per person and $100,000 per plan.

$25,000 car rental coverage is available as an add-on to the standard plan.

Preferred travel insurance plan Generali Global Assistance

The Generali Preferred plan includes all of the standard travel insurance but provides higher coverage. It also provides additional coverage types.

The Preferred Travel Plan can cover your sports equipment if it is delayed, lost, or stolen. Please note that items without receipts are refunded at 75% of the actual cash value (purchase price less depreciation). So be sure to keep your receipts if you’re buying new gear before your trip.

With the Generali Preferred plan, you are also insured against trip cancellation if one of your travel providers goes bankrupt.

The Preferred Travel Plan provides coverage for death by accident and dismemberment (AD&D):

  • Air Accident AD&D: $75,000 per person / $150,000 per plan
  • AD&D for traffic accidents: $25,000 per person / $50,000 per plan

You also get $750 in missed connections for cruises and tours. $25,000 car rental coverage is available as an optional add-on to the Preferred plan.

Premium Travel Plan by Generali Global Assistance

Generali’s Premium Travel Plan is designed for international travelers planning tours, high-value activities or cruises. This is the most reliable travel insurance plan offered by Generali Global Assistance.

With the Premium Travel Plan, you get all the benefits of the Preferred Plan, but with higher coverage limits and some additional coverage options.

Unlike the Generali Standard and Preferred travel insurance plans, the Premium plan offers “cancellation for any reason” coverage. It is important to note that you must purchase a travel insurance policy within 24 hours of making your first deposit for your trip if you wish to receive the “cancel for any reason” add-on.

The Premium plan is also the only plan from…

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